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Why do my Health Insurance Premiums Keep Increasing?

By: toddshealthinsurance

3. Health Insurance Costs shift from the uninsured and those receiving Medicare and Medicaid over to the private sector
4. Consumer lifestyles, such as smoking, physical inactivity, obesity and heart disease.

As consumers, we really have no control over the first three, but we can take control of our own lives by eating healthier, exercising, and not smoking. If we all make a conscious effort to live a healthier lifestyle, it will not only benefit us individually, but collectively, as a society. We will need less medical care and eventually we can start to stabilize the cost of Health Insurance because people will have fewer claims.

If you live in California in the Los Angeles region, don't hesitate to contact me to review your current plan. We can make sure you're in the most cost effective health plan that meets your needs. If you're currently uninsured, it can be a lot less expensive and more affordable than you think! I've worked with students and freelancers in Los Angeles who sometimes end up paying less than $100/month! (Especially if you're willing to consider a higher deductible.)

You may even be eligible for an HSA (Health Savings Account) which offers some great tax benefits if you're self-employed and want to open an additional IRA.

Article Source: http://www.holidaysoftheyear.com

Call me anytime to discuss at (323) 464-TODD (8633) or write me at toddshealthinsurance@gmail.com. For a more details about Health plan, Health coverage, Health insurance agent, visit our web site.

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